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ICE

Intercontinental Exchange


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2026Q1 Review (Claude)

2026Q1 Preview

ICE | Earnings Review

Intercontinental Exchange, Inc. | 2026 Q1 reported April 30, 2026 BMO | Analysis date: May 7, 2026 | Daloopa company_id 434
Revenue Beat
+3.4%
$2,977M vs ~$2,880M Street; +20.4% YoY — strongest acceleration in 8Q (Exchanges +30%, FI&DS +10%, MT +6%)
Adj EPS Beat
+5.4%
$2.35 vs $2.23 cons; +37% YoY — largest beat in 8Q; Adj Op margin 65% (+400 bps)
Q1 Records
FCF $1.15B / Backlog stack
Q1 FCF +48% YoY; record month March (>70% above prior peak); Total F&O OI +23% YoY (record); CDS clearing $2.7T notional cleared March 20 record
FY26 Guide
Tracking ABOVE
Recurring "high end of MSD" range; FIDS recurring 5%→6%→7%→8%→9% accel over 5Q; mortgage cycle inflection (best pro-forma since Q4'22); $275M synergy target by 2028 (raised from $200M)
Acceleration confirmed across all three segments — but Q1'26 is volatility-juiced; the 2027Q1 comp cliff is the tail risk. Revenue $2,977M (+20.4% YoY) beat ~$2,880M Street by +3.4%; Adj EPS $2.35 (+37% YoY) beat $2.23 by +5.4% — largest beat in 8 quarters; Adj Op margin 65% (+400 bps); FCF $1.15B (+48% YoY) — Q1 record. Exchanges Segment $1,781M (+30.3% YoY) the dominant upside driver: Energy F&O $814M (+46% on +32% ADV), Financials (rates) $256M (+64% on +65% ADV — interest rate volume surge), Cash equities $812M (-7%, lone soft spot), Ags & metals $81M (+27%). FI&DS $657M (+10.2%) — strongest in 8Q; recurring stair-stepped 5%→6%→7%→8%→9% over 5 quarters; CDS clearing +19% (record $2.7T notional); ETF AUM on ICE indices $829B (+21%). Mortgage Technology $539M (+5.7%) — pro-forma best quarter since Q4'22; Closing solutions +21%; Servicing software still soft +0.5%. Recurring revenue +6.8%; Transaction +34% — Q1 was clearly volume-driven. Energy reframed from cyclical strength to structural multi-year repricing (Iran/Venezuela/India-Russia trade rerouting; Strait of Hormuz; Qatar drone strikes 17% of LNG; Brent ADV +60%, TTF +61%, JKM records). Mortgage cycle inflection: Q1 +6% best pro-forma since Q4'22; 2020 vintage renewals fully cycled; 2021 largely done in 2026; Encompass closing +30% per-loan; Huntington/UWM/JPM ramps; MBA $2.2T / Fannie $2.37T 2026 origination forecasts. FY26 framework UPGRADED: Recurring tracking high end of MSD; FIDS recurring high end (D&NT high-SD); MT total tilting mid-to-high end; OpEx $4.075-4.140B / Capex $740-790M unchanged; synergy target raised to $275M by 2028 (from $200M). Optionality stack: NYSE tokenized securities platform + Securitize MOU; OKX regulated crypto futures; ICE MCP server for AI; Private Credit Intelligence with Apollo (new TAM). Three contradictions across 4 transcripts: (1) MT $80M synergy mid-2025 vs YE2025 $100M reframe; (2) CP balance "chip away" Q2'25 vs +$1B Polymarket CP issuance Q3'25 — clear capital-direction reversal; (3) Mahwah data center pace accelerated from "early 2030s" to urgent (Hall 5 sold, Halls 6/7 queued, $250M real-estate CapEx 2026). Capital allocation: $550M buyback in Q1 ($200M opportunistic Feb dislocation); dividend ATH; ~$850M total returned. Sprecher: ICE stock was "biggest M&A in the quarter." Watch: (1) energy OI persistence post-Iran (record +6% through April supports durability); (2) mortgage recurring re-acceleration in Q3/Q4 (Q2 guided flat); (3) NYSE tokenization regulatory milestones; (4) Mahwah Hall 5 sold → DNT growth comps tougher in 2H26 (Hall 6 doesn't ramp until 2027); (5) Polymarket interest-expense drag.
Key Metrics Trends
Metric Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Exchanges Segment ($M) $1.2B $1.2B $1.3B $1.2B $1.4B $1.4B $1.3B $1.4B $1.8B
Exchanges Segment ($M) YoY % - - - - +11.8% +13.6% +0.9% +10.4% +30.3%
Fixed Income & Data Services ($M) $568M $565M $586M $579M $596M $597M $618M $608M $657M
Fixed Income & Data Services ($M) YoY % - - - - +4.9% +5.7% +5.5% +5.0% +10.2%
Mortgage Technology ($M) $499M $506M $509M $508M $510M $531M $528M $532M $539M
Mortgage Technology ($M) YoY % - - - - +2.2% +4.9% +3.7% +4.7% +5.7%
Total Revenue ($M) $2.3B $2.3B $2.3B $2.3B $2.5B $2.5B $2.4B $2.5B $3.0B
Total Revenue ($M) YoY % - - - - +8.0% +9.8% +2.6% +7.8% +20.4%
Adj Op Margin % 59.0% 59.0% 59.0% 58.0% 61.0% 61.0% 59.0% 60.0% 65.0%
Adj Op Margin % YoY chg (bps) - - - - +200 +200 +0 +200 +400
_Trajectory: re-accelerating, but Q1'26 is volatility-juiced. Black Knight inflection visible: MT YoY went from +103.2% (24Q2) → +1.2% (24Q4) as comp lapped; recurring YoY collapsed from +26.3% → +1.3% over same window. 2026Q1 is a major outlier: Total revenue +20.4% YoY ($2,977M), Exchanges +30.3% on energy/options volatility, Adj margin spiking to 65%, Adj EPS +37% — highest readings in window by wide margin. 2025Q3 was the trough: Exchanges +0.9%, total rev +2.6% — energy volume softness after strong 2024 comps. FI&DS quietly accelerating to +10.2% in 2026Q1, strongest print in 8 quarters; recurring growth stair-stepped 5%→6%→7%→8%→9% over 5 quarters. MT still cycle-locked in +2-6% YoY band post-Black Knight integration; pro-forma best quarter since Q4'22 in Q1'26 but no clean rebound signal yet. Verdict: Re-accelerating but 2026Q1 is volatility-juiced; underlying durable growth is mid-single-digit recurring with FI&DS as cleanest accelerator. Risk = 2027Q1 comp cliff against the spiked Exchanges base._

Beat/Miss

Guidance

Catalysts

Street Q&A

Contradictions

Read-Throughs

This Quarter vs Consensus
MetricConsensusActualVarianceRead
Revenue~$2,880M$2,977M+$97M / +3.4%Beat — +20% YoY
Adj EPS$2.23$2.35+$0.12 / +5.4%Beat — largest in 8Q
GAAP EPS$2.48+80% YoYBeat
Exchanges Segment$1,781M+30.3% YoYDominant upside driver
FI&DS Segment$657M+10.2% YoYRecord; recurring +9% accel
Mortgage Tech Segment$539M+5.7% YoYBest pro-forma since Q4'22
Adj Op Margin65%+400 bps YoYMargin breakout
Energy F&O ADV+32% YoYBrent +60%, TTF +61%March highest-volume month ever
Financials F&O ADV+65% YoYSONIA +120%Rates volatility surge
FCF$1.15B+48% YoYQ1 record
L8Q Adj EPS beat rate87.5% (7/8)Consistent Beater
L4Q Adj EPS beat rate100% (4/4)Magnitude stepping up
L8Q Revenue beat rate37.5% / 62.5% beat-or-meetMixed historical
L4Q Revenue beat rate50%Improving
Pattern: Historically tight ~2% EPS beats; now stepping up as cyclical tailwinds layer onto recurring base. Q3'25 (+5.6%) and Q1'26 (+5.4%) signal step-up. Mgmt variance commentary: Energy — Iran was catalyst but momentum existed pre-event (Jan/Feb double-digit ADV); OI +6% post-quarter through April; framed as "multiyear structural repricing," not single-event. Mortgage — Encompass renewal pressure now reversing — higher per-closed-loan fees from 2020-21 repricing flipping favorable as transaction volumes return (legacy Encompass closing rev +30% YoY). FI&DS — guidance "may be conservative" given trajectory; CDS Clearing record (+18%); Indices ETF AUM $829B (+21%); Data & Network Tech +11% on AI/inference demand.
Guidance Deep Dive
MetricPrior (Q4'25)New / Tracking (Q1'26)Street Pre-PrintRead
FY26 Total Revenue$10.95B mgmt-impliedTracking in line to slightly ahead~$10.9BBeat-and-tighten
FY26 Recurring RevenueMSD growthHigh end of MSD rangeMgmt explicit on Q1 call
Exchange recurringMSDTracking high end+10% Q1'26
FIDS recurringMSD trending high endD&NT high-SD; recurring +9%Stair-stepping 5%→9% over 5Q
Mortgage Tech totalLow- to mid-SDTilting mid-to-high endQ2 recurring guided flat — show-me
FY26 OpEx$4.075-4.140B (+4-5%)UnchangedMaintained
FY26 CapEx$740-790MUnchangedMaintained ($250M real-estate driven by AI demand)
BK Synergy target$200M (original)$275M by 2028+$75M / +37.5% raised
FY26 EPS growth10%+ p.a.Q1'26 +37% — comfortably above paceImplied raisePace ahead
Q1 Capital Return$550M buyback ($200M opportunistic Feb dislocation); ~$850M total returnSprecher: ICE stock "biggest M&A in the quarter"
Polymarket investment$1B funded with CP issuanceCP balance reversal
NYSE tokenized securities + Securitize MOUOptionality stackMulti-year
OKX regulated crypto futuresOptionality
ICE MCP server for AILiveDefensive→offensive AI
Private Credit Intelligence (Apollo anchor)LiveNew TAM
Tone: most assertive in 4 quarters. Q4'25 set FY26 guide framework; Q1'26 effectively raised the bar across all segments without formal increase — Gardiner stated guidance now sits "toward the higher end of mid-single-digit range." Most material narrative shift: Energy reframed from cyclical strength (Q2/Q3'25) to structural multi-year repricing (Q1'26) — driven by Iran, Venezuela, India/Russia trade rerouting. Mortgage cycle hit inflection: Q1 +6% (best since Q4'22 pro forma); 2020 vintage renewals fully cycled, 2021 largely done in 2026. Top risks: energy de-escalation tail (mitigated by record OI); PennyMac 50bps recurring headwind in 2028; refi sensitivity to rates; Basel/MSR rules; Polymarket CP-funded interest expense drag. Three contradictions identified: (1) MT synergy framing — Q2'25 "around $80M" mid-year vs Q4'25 retroactive "YE2024 baseline $55M / YE2025 $100M" — never explicitly squared; (2) CP balance / capital deployment posture — Q2'25 "chip away at CP balance" vs Q3'25 funded $1B Polymarket with CP issuance + committed another $1B CP capacity — clear reversal; (3) Data center pace — Q2'25 "through early 2030s" vs Q4'25/Q1'26 urgent (Hall 5 sold, $250M 2026 CapEx).
Upcoming Catalysts
#CatalystTimingWhat to WatchRead
1Energy futures structural repricingMulti-yearBrent ADV +60%, TTF +61%, JKM records; Total F&O OI +23% YoY (record); HOU 9M bbl March vs Cushing 1.6M; OI +6% post-Q through AprilMost powerful tailwind
2Rate-cycle catalystFY26-FY27SONIA ADV +120% YoY; Total rate OI +63% above year-ago; BoE/ECB outlook flips driving volumeUnderappreciated tailwind
3Mortgage at inflectionFY26-FY27Q1 transaction +22%; Encompass closing per-loan +~30%; MBA $2.2T / Fannie $2.37T 2026 origination forecasts; Fannie sees rates <6% by YE26Q2 recurring guided flat — show-me on accel
4FIDS quietly acceleratingFY26Recurring stair-stepped 5%→6%→7%→8%→9% over 5Q; ETF AUM on ICE indices $829B (+21%); ~$2T total benchmarkedMulti-year compounder
5Black Knight $275M synergy targetBy 2028Raised from $200M; YE2024 baseline $55M / YE2025 $100M (per Q4'25 reframe)+37.5% raised
6Huntington / UWM / JPM Encompass rampsThrough FY26April Huntington win; UWM live; JPM rampingMortgage Tech tailwind
7Treasury Clearing live (SEC approved Feb 2026)FY26Operationally live; ramp economics deferred to later quartersNew revenue stream
8NYSE tokenized securities + Securitize MOUFY26-FY27Regulatory milestones; competitive position vs Coinbase / OKXOptionality
9OKX regulated crypto futures partnershipFY26Crypto strategy entirely shifted to OKX (Bakkt absent from call)Optionality
10ICE MCP server for AIFY26Pivoting from defensive (data moat) to offensive (inference embedded in workflows)Margin moat
11Private Credit Intelligence (Apollo anchor)FY26New TAM; Apollo as anchorAdjacent expansion
12Capital allocation — $550M Q1 buyback / dividend ATHMulti-year$200M opportunistic Feb dislocation; $850M total return Q1; Sprecher "ICE stock biggest M&A in quarter"Aggressive return
13Polymarket $1B investment (CP-funded)FY26+New TAM; CP-funded interest expense drag; CP balance reversalWatch interest expense
14Mahwah Hall 5 fully soldFY26-FY27DNT growth comps tougher in 2H'26; Hall 6 doesn't ramp until 2027Comps tougher
15$250M real-estate CapEx 2026FY26AI-demand driven data-center expansion; Halls 6 & 7 queuedMulti-year build-out
16PennyMac 50bps recurring headwind2028Future re-pricing tail riskDistant
17Basel/MSR rulesFY26-FY27Banks already buying back MSR portfolios as rules expected to easeMortgage Tech tailwind
18Cash equities recoveryFY26Cash equities -7% YoY in Q1'26 (only soft spot in Exchanges)Watch IPO calendar
19Energy OI persistence post-IranFY26Mgmt rebuttal of "bad-volatility/exhaustion" sell-side concerns; OI +6% through AprilCritical durability metric
20ICE-NYSE 230-year IPO + listings franchiseOngoingListings revenue; IPO calendar 2026 (Renaissance, Forge)Cyclical
Street Q&A
#Analyst (Firm)TopicMgmt ResponseQuality
1Allen (KBW)Energy volume sustainability post-IranJackson: Iran was catalyst but momentum existed pre-event (Jan/Feb double-digit ADV); OI +6% post-Q; structural multiyear repricing — not single event.Well Answered — anchored to structural narrative
2Worthington (JPM)Energy market structureJackson: HOU 9M bbl March vs Cushing 1.6M; Iran/Venezuela/India-Russia trade rerouting; Qatar drone strikes 17% of LNG.Well Answered — quantified
3Bedell (DB)FI&DS recurring accelerationEdmonds-Waters / Gardiner: 5%→9% stair-step; CDS clearing record $2.7T; ETF AUM $829B (+21%); guidance "may be conservative."Well Answered
4Blostein (GS)Mortgage Tech inflection / Encompass renewal pricingJackson: Encompass renewal pressure reversing; per-closed-loan fees from 2020-21 repricing flipping favorable; Closing +30% YoY.Well Answered
5Cyprys (MS)Tokenization / settlement collapse impact on clearing economicsSprecher: reframed question into volume-upside narrative; sidestepped structural risk to clearing economics if settlement collapses to near-instant.Soft deflection
6Fannon (Jefferies)Capital allocation / M&ASprecher: "ICE stock was biggest M&A in the quarter"; $200M opportunistic Feb dislocation; disciplined-opportunistic framing.Well Answered
7(Not asked)Q2 energy volume sustainabilityConspicuous gap
8(Not asked)Encompass renewal pricing detailGap
9(Not asked)Capex trajectoryGap
10(Not asked)Treasury Clearing ramp economicsGap
Contradictions
#TopicSeverityStatement AStatement BWhy it's a tension
1MT synergy framingMedium — never explicitly squaredQ2'25: "around $80 million" synergies mid-yearQ4'25: retroactively framed YE2024 baseline as $55M and YE2025 as $100MReconcilable as a trajectory, but framing was never explicitly squared. Suggests baseline was reset.
2CP balance / capital deployment postureHigh — clear reversalQ2'25 (Aug, Gardiner): "chip away at that CP balance"Q3'25 (two months later): funded $1B Polymarket investment with CP issuance + committed another $1B of CP capacityClear reversal in stated capital direction within one quarter. Investors should note the directional flip.
3Data center build paceMedium — tonal accelerationQ2'25: "through early 2030s" pacing alongside client demandQ4'25/Q1'26: urgent (Hall 5 sold, Halls 6/7 queued, $250M real-estate CapEx 2026 driven by AI demand)Acceleration rather than contradiction — but materially changes pace narrative.
4Recurring revenue trajectoryNoneSteady walk-up Exchange & FIDSConsistent.
5Energy volatility durabilityNoneConsistent secular framing across all 4 callsConsistent.
6FI&DS pricing power / growth algoNoneConsistent "pick spots" approach, accelerating growthConsistent.
7Adj op margin trajectoryNoneQ1'26 expense raise tied to performance-linked variable comp, "more than offset by revenues"Consistent.
8M&A appetiteNoneConsistent "buy vs build" disciplined-opportunistic framingConsistent.
Indirect Read-Throughs
NameRelationshipWhat ICE signaledRead-through
CME GroupDirect futures peerCushing comparison (HOU 9M bbl March vs Cushing 1.6M); ICE energy share-take from CME WTINEGATIVE for CME — share loss in Cushing-centric WTI
Coinbase (COIN)Crypto exchange peerICE partnered with OKX for regulated crypto futures (not COIN); NYSE tokenized securities platformNEGATIVE — competitive crypto build
MSCI / S&P Global (SPGI)Index peersETF AUM on ICE indices $829B (+21%); ~$2T total benchmarkedNEGATIVE — index share take
MarketAxess (MKTX) / Tradeweb (TW)Fixed income peersFI execution +0% Q1'26 — flat-to-encroachment dynamic; CDS clearing $2.7T recordMIXED — encroachment risk on FI execution
BAC (Merrill Indices)Index peerICE-Bofa indices integrated; ETF AUM growthPartner
Apollo (APO)Private credit anchor partnerAnchor for ICE Private Credit IntelligencePOSITIVE
PolymarketInvestment / partner ($1B)$1B investment (CP-funded); regulated event markets exposureOptionality
OKXCrypto futures partnerRegulated crypto futures partnershipOptionality
SecuritizeTokenization MOU partnerNYSE tokenized securities platform partnerOptionality
UWM / Huntington / M&T / JPMMortgage Tech customersEncompass wins April; UWM live; JPM ramp; Huntington namedPOSITIVE — MT customer wins
Howard HannaReal estate brokerage customerNamed on callPOSITIVE
AstraZeneca / Reddit / Dow JonesNYSE listings customersNamed directlyPOSITIVE
Oil majors (XOM, CVX) / Hedge fundsEnergy futures customersVolume surge driven by trading activity in Iran/Venezuela/India-Russia routingImplicit — volume tailwind
QatarEnergyLNG supplier (event)Drone strikes affecting 17% of LNG exports — driving JKM volatilityNEGATIVE for QE; POSITIVE for LNG market volatility
Cheniere (LNG)LNG export peerTTF +61%, JKM records; structural LNG repricingPOSITIVE — adjacent
BoE / ECB / FedCentral banksRate-cycle volatility (SONIA +120%, Euribor record) driving Financials F&O ADV +65%Macro volatility tailwind
BlackRock (BLK) / Vanguard / FidelityAsset managersETF AUM on ICE indices $829B (+21%); driving Indices revenuePOSITIVE
JPM / GS / MS / WFCBanks (mortgage origination)MBA $2.2T 2026 origination forecast; Encompass rampsPOSITIVE
Bakkt (BKKT)Crypto subsidiaryNotably ABSENT from call — crypto strategy entirely shifted to OKXStrategic deprioritization

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