Financial Trends -- 6.5/10

Enbridge delivers steady, utility-like financial growth with limited volatility. Consolidated Adjusted EBITDA has compounded at ~9% annually over five years (2021-2025), though the organic growth rate (ex-acquisitions) is closer to 4-5%. DCF/share growth has been more modest at ~3.5% CAGR due to rising share count and higher financing costs from the US gas utility acquisitions. The 31-year dividend growth streak is intact at ~3% annual increases. The score reflects consistent but unspectacular per-share growth, offset by strong visibility from contracted/regulated cash flows and a deepening C$19,952M Adjusted EBITDA base. Weight: 25%
2025 Adj. EBITDA Growth
+7.2%
C$19,952M | 5yr CAGR ~9% | Organic ~4-5%
2025 DCF/Share
C$5.71
+2.7% YoY | 5yr CAGR ~3.5% | Lags EBITDA growth
2025 Dividend/Share
C$3.77
+3.0% YoY | 31 consecutive years | ~66% payout
Debt/EBITDA
5.3x
vs 4.5-5.0x target | Elevated post-acquisition
Annual Financial Summary (CAD M, Calendar Year-End)
Metric20212022202320242025
Adjusted EBITDA14,001M15,531M16,454M18,620M19,952M
EBITDA YoY+10.9%+5.9%+13.2%+7.2%
Total DCF10,041M10,983M11,267M11,991M12,454M
DCF YoY+9.4%+2.6%+6.4%+3.9%
DCF/Share (C$)C$4.96C$5.42C$5.48C$5.56C$5.71
DCF/Share YoY+9.3%+1.1%+1.5%+2.7%
Dividend/ShareC$3.34C$3.44C$3.55C$3.66C$3.77
Div YoY+3.0%+3.2%+3.1%+3.0%
Total Debt75,640M80,980M81,199M101,672M105,024M
Debt/EBITDA5.4x5.2x4.9x5.5x5.3x
Diluted Shares2,025M2,029M2,058M2,158M2,186M
Shares YoY+0.2%+1.4%+4.9%+1.3%
Note: Enbridge reports under US GAAP in CAD. Calendar year-end (December 31). All figures in millions of CAD except per-share data and ratios. Total Debt = LT Debt + Current portion LT Debt + short-term borrowings. 2024 jump reflects ~C$19B US gas utility acquisition debt.
Consolidated EBITDA grew 9% CAGR but DCF/share lagged at ~3.5% -- the central tension for ENB. Adjusted EBITDA reached C$19,952M in 2025, up 7.2% YoY, but DCF/share grew only 2.7% to C$5.71. The gap reflects higher financing costs and a diluted share count that rose 8% from 2,025M (2021) to 2,186M (2025) due to the equity raise for the US gas utility acquisition. Total debt rose to C$105,024M, keeping leverage at 5.3x vs the 4.5-5.0x target range.

Segment Adjusted EBITDA (CAD M)
Metric20212022202320242025
Liquids Pipelines7,731M8,908M9,543M9,654M9,710M
Gas Transmission3,850M4,417M4,398M4,782M5,397M
Gas Distribution1,853M1,856M1,873M2,869M4,139M
Renewable Power496M522M531M820M672M
Elim & Other431M192M210M495M34M
Total Adj. EBITDA14,001M15,531M16,454M18,620M19,952M
Gas Distribution drove the growth story in 2024-2025, but the organic picture is more muted. Gas Distribution EBITDA surged from C$1,873M (2023) to C$4,139M (2025), a 22% CAGR driven almost entirely by US gas utility acquisitions closing in 2024. Organic gas distribution growth was closer to 5-6%. Liquids Pipelines, the largest segment at C$9,710M, grew at a steady 5.9% CAGR. Gas Transmission accelerated to C$5,397M (+12.9% YoY), benefiting from data center demand tailwinds. Renewable Power declined 18% YoY to C$672M after a strong 2024.

Quarterly EBITDA and DCF/Share Trend
MetricQ1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Adjusted EBITDA4,954M4,335M4,201M5,130M5,828M4,644M4,267M5,213M
EBITDA YoY+17.6%+7.1%+1.6%+1.6%
DCF/Share (C$)C$1.63C$1.34C$1.19C$1.41C$1.73C$1.33C$1.18C$1.47
DCF/Share YoY+6.1%-0.7%-0.8%+4.3%
Quarterly EBITDA growth decelerated sharply as acquisition comps lapped. Q1 2025 EBITDA of C$5,828M grew 17.6% YoY (first full quarter of US gas utilities), but by Q3/Q4 2025 growth collapsed to just 1.6%. DCF/share showed a similar pattern: +6.1% in Q1 before turning slightly negative in Q2 (-0.7%) and Q3 (-0.8%), recovering to +4.3% in Q4 at C$1.47. The organic run-rate growth is roughly 4-5% EBITDA and 2-3% DCF/share.

Acceleration / Deceleration Analysis
Signal Detail Direction
EBITDA Growth +13.2% (2024, acquisition-boosted) to +7.2% (2025); Q3/Q4 at +1.6% as comps lapped Decelerating
DCF/Share Growth +1.1% (2023) to +1.5% (2024) to +2.7% (2025); slow but improving Slowly Improving
Dividend Growth ~3% annually for 31 consecutive years; C$3.88 declared for 2026 (+2.9%) Stable
Leverage 5.3x vs 4.5-5.0x target; rose sharply with 2024 acquisition; deleveraging via EBITDA growth Elevated
Share Count +4.9% in 2024 (equity raise) to +1.3% in 2025; stabilized at ~2,186M Stabilizing
Gas Transmission +12.9% YoY in 2025 to C$5,397M; data center demand tailwind; 8.8% 5yr CAGR Accelerating
Liquids Pipelines +0.6% YoY in 2025; growth stalling after +1.2% in 2024; MLO expansions needed Flattening
Growth Backlog C$39B secured through 2033; C$14B sanctioned in 2025; C$10-20B more expected Expanding

2026 Guidance
Metric 2025 Actual 2026 Guidance Implied Growth
Adjusted EBITDA C$19,952M C$20.2B - C$20.8B ~+3%
DCF/Share C$5.71 C$5.70 - C$6.10 ~+3.3%
Dividend/Share C$3.77 C$3.88 +2.9%
Medium-term EBITDA CAGR ~5% through end of decade
Secured Growth Backlog C$39B through 2033
Annual Investment Capacity C$10B - C$11B

Penalty / Modifier Assessment
Factor Impact Detail
DCF/share lags EBITDA growth -0.5 Per-share metric grew just +2.7% vs 7.2% EBITDA in 2025.
Leverage above target -0.5 5.3x vs 4.5-5.0x target; deleveraging path is credible but slow.
Acquisition distortion -0.5 Hard to assess organic trends with 2024 US utility acquisition in the mix.
Quarterly deceleration (EBITDA) -0.5 Q3/Q4 2025 YoY growth collapsed to ~1.6% as acquisition comps lapped.
Growth backlog visibility +0.5 C$39B secured backlog through 2033 is unusually strong for the sector.
20-year guidance track record +0.5 20 consecutive years meeting or exceeding EBITDA/DCF guidance.
Net penalty: -0.5 points

Score Derivation
Component Assessment Contribution
EBITDA growth (5yr ~9% CAGR) Solid for a regulated utility; organic ~4-5% +2.0
DCF/share growth (~2-3% recent) Below-average, trails EBITDA due to dilution and financing +1.0
Dividend growth (3% x 31 years) Reliable but unexciting; ~66% payout ratio +1.0
Segment diversification Gas Tx +13%, Gas Dist growing fast post-acquisition +1.0
Forward visibility C$39B backlog, 20yr guidance track record; best-in-class +1.0
Quarterly momentum Q1 2025 strong, H2 decelerated as comps lapped +0.5
Leverage trajectory Elevated but improving via EBITDA growth +0.5
Penalty modifiers (net) See above -0.5
Total 6.5
Final Score: 6.5 / 10. Enbridge delivers consistent, utility-like financial growth with best-in-class visibility from a C$39B secured backlog and a 20-year track record of meeting guidance. The score is held back by the persistent gap between consolidated EBITDA growth (~7%) and per-share DCF growth (~3%), elevated leverage at 5.3x, and acquisition-distorted trends that make the organic picture hard to parse. A score above 7 would require DCF/share growth accelerating to 4-5% and leverage trending toward the 4.5-5.0x target.

Transcript Context (Q3 2024 - Q4 2025 Earnings Calls)
US Gas Utility Integration (Q4 2025): First full year of operations complete. Ohio rate case somewhat disappointing but allowed ROE maintained at 9.8%; new rate case filed end-2025 with refreshed costs. Utah and North Carolina settlements supportive. Rate base growth now tracking ~10% (up from initial ~8% target). Gas Distribution EBITDA grew from C$2,869M (2024) to C$4,139M (2025).
Mainline Volumes (Q4 2025): Apportioned 9 of 12 months in 2025; averaged 3.1 mmbpd. January and February 2026 in double-digit apportionment. MLO1 (150 kbpd, USD $1.4B, in service late 2027) sanctioned. MLO2 (~250 kbpd, ~2028) actively commercializing. MLO3 in early development. Management confident WCSB production growth will continue to support expansion.
Data Center Demand (Q3 & Q4 2025): Advancing over 50 potential data center gas connection opportunities requiring up to 10 Bcf/day. Storage demand described as "voracious." Up to 5 Bcf/day of power generation demand growth expected at utilities. Gas Transmission sees "fantastic opportunities" across the country for "many years." Partnership with Meta and MAG 7 companies for 1+ GW of renewable power to support data center operations.
Dividend / Growth Outlook (Q4 2025): "Very confident in getting to the 5% number" for medium-term EBITDA growth. Street consensus was at ~3%, management sees upside. $14B of projects sanctioned in 2025; another $10B-$20B expected over next 24 months. Returns improving -- 2025 organic projects averaged ~11% ROCE. 31 consecutive years of dividend growth extended.

Key Risks to Score
Upside: 2026 EBITDA guidance looks conservative given cold weather start and high mainline apportionment. If DCF/share can accelerate to 4-5% growth, score moves to 7.0+.
Downside: Tariff/trade policy disruption affecting Canadian crude flows; slower-than-expected leverage reduction; Ohio rate case disappointment; renewable ITC policy risk from US political changes.
Daloopa and Enbridge Inc. earnings call transcripts (Q3 2024 - Q4 2025)