Financial Trends -- 7/10

Revenue deceleration is narrowing sharply (-2,210 bps to -160 bps over 3 years), and GBV is re-accelerating to +15.4% in Q4 2025 -- the strongest since post-COVID recovery. ADR inflected from -0.9% to +5.9% YoY, signaling pricing power returning. FCF generation remains elite at 38% margin ($4.6B in 2025). EBITDA margin compressed 200bp over 2 years (37% to 35%) but this is deliberate reinvestment, not deterioration. Management guides 2026 revenue growth to "at least low double digits," implying potential re-acceleration. Weight: 25%
FY25 Revenue
$12.2B
+10.3% YoY | Decel narrowing to -160 bps
FY25 GBV
$91.3B
+11.5% YoY | Q4 re-accel to +15.4%
FY25 Adj EBITDA
$4.3B
35% margin | -200bp vs FY23 peak
FY25 FCF
$4.6B
38% margin | Cumulative ~$19B since IPO
Annual Financial Summary ($M, FY ends December)
MetricFY2020FY2021FY2022FY2023FY2024FY2025
Revenue$3,378M$5,992M$8,399M$9,917M$11,102M$12,241M
Rev YoY+77.4%+40.2%+18.1%+11.9%+10.3%
Rev Accel (bps)-2,210 bps-620 bps-160 bps
GBV ($B)$23.9B$46.9B$63.2B$73.3B$81.9B$91.3B
GBV YoY+96.2%+34.8%+16.0%+11.7%+11.5%
Nights Booked (M)193.2M300.6M393.7M448.2M491.5M533.0M
Nights YoY+55.6%+31.0%+13.8%+9.7%+8.4%
ADR~$124~$156~$161~$163~$167~$171
ADR YoY~+26%~+3%~+1%~+2%~+3%
Take Rate14.1%12.8%13.3%13.5%13.6%13.4%
Gross Margin74.1%80.7%82.2%82.8%83.1%83.0%
Adj EBITDA($251M)$1,593M$2,903M$3,653M$4,041M$4,297M
EBITDA MarginNM27%35%37%36%35%
Net Income($4,585M)($352M)$1,893M$4,792M$2,648M$2,511M
Diluted EPS-$16.12-$0.57$2.79$7.24$4.11$4.03
FCF($667M)$2,164M$3,405M$3,837M$4,484M$4,613M
FCF MarginNM36%41%39%40%38%
Diluted Shares (M)284616680662645623
Share Count YoY+117%+10.4%-2.6%-2.6%-3.4%
Note: 2023 NI and EPS inflated by large tax benefit; 2024/2025 represent normalized run-rate.
Revenue deceleration is narrowing sharply: -2,210 bps (2023) to -620 bps (2024) to just -160 bps (2025). The rate of deceleration has compressed by 93% in two years. GBV growth re-accelerated from +11.7% to +11.5% annually, but the quarterly trajectory tells a stronger story -- from +9.4% in Q3 2024 to +15.4% in Q4 2025, a 600bp improvement. Take rate stable at ~13.4-13.6%. Gross margin is a fortress at 83% for 3 consecutive years.

Quarterly Trends (YoY Growth)
MetricQ1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue YoY+17.8%+10.6%+9.9%+11.8%+6.1%+12.7%+9.7%+12.0%
GBV YoY+12.6%+11.0%+9.4%+14.1%+6.6%+10.8%+14.4%+15.4%
Nights YoY+9.5%+8.7%+8.5%+12.3%+7.9%+7.4%+8.8%+9.8%
ADR$172.88$169.53$163.64$158.13$171.34$174.48$171.29$167.51
ADR YoY+2.6%+2.1%+1.4%+0.9%-0.9%+2.9%+4.7%+5.9%
EBITDA Margin20%33%52%31%18%34%50%28%
EBITDA Mgn YoY chg+600bp0bp-200bp-200bp-200bp+100bp-200bp-300bp
Diluted EPS$0.41$0.86$2.13$0.73$0.24$1.03$2.21$0.56
EPS YoY+128%-12%-68%NM-41%+20%+4%-23%
FCF ($M)$1,909M$1,043M$1,074M$458M$1,781M$962M$1,349M$521M
GBV re-accelerated from +9.4% in Q3 2024 to +15.4% in Q4 2025 -- a 600 bps improvement and the strongest since post-COVID recovery. GBV is a leading indicator as it captures future check-ins. Quarterly revenue acceleration inflected positively: Q2 2025 vs Q1 2025 showed +660 bps acceleration, and Q4 2025 vs Q3 2025 added +230 bps. The quarterly pattern shows a clear inflection in H2 2025 driven by product initiatives (Reserve Now Pay Later, fee simplification, cancellation policy updates).
ADR inflected from -0.9% YoY in Q1 2025 to +5.9% in Q4 2025 ($167.51). This is driven by Reserve Now Pay Later shifting mix toward larger/higher-priced homes and some FX benefit. Positive pricing power without requiring incremental volume growth. Nights booked growth stabilized in mid-high single digits with a pickup in Q4 2025 (121.9M, +9.8% YoY).

Margin and Profitability Assessment
EBITDA margin compressed 200bp from the 2023 peak (37% to 35%), but this is deliberate reinvestment into growth -- not margin deterioration. Management is channeling efficiency gains into product development, international expansion, and new business lines (Experiences, Hotels). FCF margin at 38% remains elite and reflects the capital-light nature of the marketplace model. CapEx is minimal at just $33M in FY2025.

Free Cash Flow ($M, Annual)
MetricFY2020FY2021FY2022FY2023FY2024FY2025
Operating Cash Flow($630M)$2,190M$3,430M$3,884M$4,518M$4,646M
CapEx($37M)($25M)($25M)($47M)($34M)($33M)
Free Cash Flow($667M)$2,164M$3,405M$3,837M$4,484M$4,613M
FCF MarginNM36%41%39%40%38%
FCF of $4,613M in FY2025 represents a 38% margin -- exceptional and consistent. The capital-light marketplace model requires minimal CapEx (~$30-50M annually). OCF-to-FCF conversion is nearly 100%. Q1 is seasonally the strongest FCF quarter due to unearned fees collected ahead of summer check-ins.

Share Count and Capital Return (Annual)
MetricFY2020FY2021FY2022FY2023FY2024FY2025
Diluted Shares (M)284616680662645623
Share Count YoY+117%+10.4%-2.6%-2.6%-3.4%

Acceleration / Deceleration Analysis
Metric2023 vs 20222024 vs 20232025 vs 2024
Revenue Growth Accel-2,210 bps-620 bps-160 bps
EBITDA Margin Change+200 bps-100 bps-100 bps
GBV Growth Accel-1,880 bps-430 bps-20 bps
Nights Growth Accel-1,720 bps-410 bps-130 bps
All key metrics are decelerating, but the rate of deceleration has compressed dramatically. Revenue deceleration narrowed from -2,210 bps to just -160 bps. GBV deceleration is nearly zero at -20 bps annually, and the quarterly trend is clearly re-accelerating. This is a business approaching a growth inflection point -- the annual numbers lag the quarterly signal.

Penalty / Modifier Assessment
Factor Impact Detail
Revenue deceleration (annual) -0.5 3 consecutive years of deceleration, though rate of decline is narrowing sharply
EBITDA margin compression -0.5 200bp cumulative compression over 2 years (37% to 35%), though deliberate reinvestment
EPS flat/declining -0.5 Normalized EPS essentially flat at ~$4 for two years
Nights growth slowing -0.5 Volume growth narrowing to high-single digits
GBV re-acceleration +0.5 Strong leading indicator; Q4 2025 at +15.4%
ADR inflection +0.5 Positive pricing power returning after multi-quarter softness
FCF generation +0.5 Exceptional and consistent ~38% FCF margin; $4.6B in 2025
Share count reduction +0.5 ~9% reduction since buyback program began; ongoing 80%+ FCF return
Net penalty impact: 0 pts (4 negatives and 4 positives offset). The penalties reflect real headwinds -- decelerating revenue, compressing margins, flat EPS. But the positives are equally real -- GBV re-acceleration, ADR inflection, elite FCF, and disciplined capital return.

Transcript Context
From the Q4 2025 earnings call: Management attributes the growth inflection to specific product initiatives -- Reserve Now Pay Later (70% adoption among eligible guests), fee simplification, and cancellation policy changes -- that delivered 200+ bps to nights growth and 300+ bps to GBV growth in Q4 2025. 2026 guidance: revenue growth to accelerate to "at least low double digits" with ambition to grow faster. EBITDA margin guided stable YoY. Q1 2026 guided to 14-16% revenue growth (includes ~3pp FX tailwind). Major events (FIFA World Cup, Winter Olympics) provide additional tailwinds.
International expansion showing results: Brazil moved from top-10 to top-5 market; India growing ~50% YoY; Japan domestic market ramping. Expansion markets growing at 2x core markets. New businesses (Experiences, Hotels) still early/immaterial -- management says 3-5 years to material contribution. ~50% of experience bookers have no Airbnb stay, indicating new customer acquisition channel. Capital return: Repurchased $3.8B in 2025 (80%+ of FCF). $6.6B remaining on authorization.

Score Rationale

Score of 7/10 reflects a high-quality business with improving momentum that has not yet delivered a full year of re-accelerating revenue growth.

Positives (supporting 7):

Factors preventing an 8+:


Data sourced from Daloopa (company_id: 11530) and Airbnb earnings releases (FY2020 through Q4 2025). All financials in USD. Fiscal year ends December.