Financial Trends -- 7.5/10

ResMed is a rare medtech compounder delivering exceptional margin expansion that more than offsets moderating top-line growth. Gross margin has expanded from 55.8% to 62.3% non-GAAP over three years, while operating margin at 36.3% is best-in-class for medtech. Non-GAAP EPS growth has accelerated to 15-24% driven by operating leverage, despite revenue growth settling into the high-single-digit range. FCF has inflected dramatically from $216M to $1.79B LTM. The revenue deceleration from 18% to 10% is real (Philips recall normalization, SaaS headwinds) but masks a re-acceleration in the most recent quarter to 11% on surging mask demand. Weight: 25%
FQ2 26 Non-GAAP Op Margin
36.3%
Best-in-class medtech | +730 bps from FY23 trough
FQ2 26 Non-GAAP GM
62.3%
All-time high | Guided 62-63% FY26
FCF LTM
$1.79B
5.5% yield | >100% NI conversion
FQ2 26 Revenue Growth
+11.0%
Re-accelerating | Masks +16.3%
Annual Financial Summary ($M, FYE June 30)
MetricFY2021FY2022FY2023FY2024FY2025
Total Revenue$3,197M$3,578M$4,223M$4,685M$5,146M
Rev YoY+11.9%+18.0%+10.9%+9.8%
Devices$1,610M$1,867M$2,271M$2,444M$2,665M
Dev YoY+16.0%+21.6%+7.6%+9.1%
Masks & Other$1,213M$1,310M$1,454M$1,657M$1,840M
Masks YoY+8.0%+11.0%+13.9%+11.0%
SaaS$374M$401M$498M$584M$641M
SaaS YoY+7.3%+24.2%+17.3%+9.8%
GAAP Gross Profit$1,839M$2,024M$2,356M$2,655M$3,055M
GAAP Gross Margin57.5%56.6%55.8%56.7%59.4%
Non-GAAP Gross Margin59.1%57.7%56.5%57.7%60.0%
GAAP Op Income$904M$1,000M$1,132M$1,320M$1,685M
GAAP Op Margin28.3%27.9%26.8%28.2%32.7%
Non-GAAP Op Income$994M$1,073M$1,224M$1,478M$1,763M
Non-GAAP Op Margin31.1%30.0%29.0%31.5%34.3%
GAAP Diluted EPS$3.24$5.30$6.09$6.92$9.51
GAAP EPS YoY+63.6%+14.9%+13.6%+37.4%
Non-GAAP Diluted EPS$5.33$5.79$6.44$7.72$9.55
Non-GAAP EPS YoY+8.6%+11.2%+19.9%+23.7%
FCF LTM$216M$574M$1,302M$1,662M
Diluted Shares146.5M147.0M147.5M147.6M147.3M
Buyback$150M$300M
Note: RMD reports under U.S. GAAP in USD. Fiscal year ends June 30. Revenue in thousands rounded to millions. Non-GAAP adjustments exclude amortization of acquired intangibles, restructuring, and acquisition-related expenses. FCF is operating cash flow less capex on a trailing twelve-month basis. FY2021 FCF not available in Daloopa LTM series.
Exceptional margin expansion driving earnings acceleration despite moderating revenue growth. Non-GAAP gross margin expanded from 56.5% in FY23 to 60.0% in FY25 (+350 bps). Non-GAAP operating income grew from $1,224M to $1,763M (+44% in two years). Non-GAAP EPS surged from $6.44 to $9.55 (+48%). GAAP/Non-GAAP gap has nearly closed ($9.51 vs $9.55 in FY25), a positive quality signal.

Quarterly Revenue by Segment (CQ1 2023 through CQ4 2025)
MetricCQ1 23CQ2 23CQ3 23CQ4 23CQ1 24CQ2 24CQ3 24CQ4 24CQ1 25CQ2 25CQ3 25CQ4 25
Total Revenue$1,117M$1,122M$1,102M$1,163M$1,197M$1,223M$1,225M$1,282M$1,292M$1,348M$1,336M$1,423M
Rev YoY+7.2%+9.0%+11.1%+10.2%+7.9%+10.2%+9.0%+11.0%
Devices$608M$602M$565M$606M$638M$635M$626M$669M$676M$694M$680M$726M
Dev YoY+5.0%+5.4%+10.8%+10.4%+6.0%+9.3%+8.7%+8.5%
Masks & Other$372M$381M$398M$412M$411M$436M$442M$456M$454M$487M$489M$530M
Masks YoY+10.4%+14.5%+11.0%+10.8%+10.6%+11.7%+10.7%+16.3%
SaaS$137M$139M$139M$145M$148M$152M$157M$157M$161M$167M$166M$167M
SaaS YoY+8.2%+9.6%+12.6%+7.9%+8.9%+9.9%+5.9%+6.5%
Revenue re-accelerated to +11.0% in the most recent quarter (FQ2 26 / CQ4 25), driven by masks surging +16.3%. Masks revenue of $530M was the strongest quarter in company history, powered by AirFit F40 and VirtuOx acquisition. Devices growth remained solid at +8.5%. SaaS decelerated to +6.5% from double-digit pace on senior living headwinds, but management expects reacceleration to high single digits by late FY26.

Quarterly Margins and Profitability (CQ1 2023 through CQ4 2025)
MetricCQ1 23CQ2 23CQ3 23CQ4 23CQ1 24CQ2 24CQ3 24CQ4 24CQ1 25CQ2 25CQ3 25CQ4 25
GAAP Gross Margin55.3%55.0%54.4%55.6%57.9%58.5%58.6%58.6%59.3%60.8%61.5%61.8%
Non-GAAP Gross Margin56.1%55.8%56.0%56.9%58.5%59.1%59.2%59.2%59.9%61.4%62.0%62.3%
GAAP Op Income$301M$275M$289M$275M$375M$381M$387M$417M$426M$455M$447M$492M
GAAP Op Margin26.9%24.5%26.2%23.7%31.3%31.2%31.6%32.5%33.0%33.7%33.4%34.6%
Non-GAAP Op Income$321M$307M$319M$366M$394M$400M$406M$436M$445M$476M$482M$517M
Non-GAAP Op Margin28.7%27.4%28.9%31.4%32.9%32.7%33.2%34.0%34.4%35.3%36.1%36.3%
Gross margin trajectory is exceptional -- 12 consecutive quarters of YoY expansion. Non-GAAP gross margin expanded from 55.8% (CQ2 23) to 62.3% (CQ4 25), a +650 bps swing. Non-GAAP operating margin at 36.3% is best-in-class for medtech. Drivers include supply chain optimization, mix shift toward higher-margin masks, and manufacturing efficiencies. Management guided gross margin of 62-63% for FY26.

Quarterly EPS and Free Cash Flow (CQ1 2023 through CQ4 2025)
MetricCQ1 23CQ2 23CQ3 23CQ4 23CQ1 24CQ2 24CQ3 24CQ4 24CQ1 25CQ2 25CQ3 25CQ4 25
GAAP Diluted EPS$1.58$1.56$1.49$1.42$2.04$1.98$2.11$2.34$2.48$2.58$2.37$2.68
Non-GAAP Diluted EPS$1.68$1.60$1.64$1.88$2.13$2.08$2.20$2.43$2.37$2.55$2.55$2.81
FCF LTM$422M$574M$814M$963M$1,090M$1,302M$1,353M$1,392M$1,569M$1,662M$1,768M$1,792M
Diluted Shares147.4M147.6M147.5M147.5M147.5M147.5M147.6M147.5M147.2M147.0M146.9M146.4M
FCF has undergone a dramatic inflection -- from $574M LTM in CQ2 23 to $1,792M LTM in CQ4 25. FCF conversion on net income is well above 100%. At ~$32.5B market cap, the 5.5% FCF yield is attractive for a high-quality compounder. TTM Non-GAAP EPS of ~$10.28 puts the stock at ~21.8x trailing, reasonable for this quality profile. Share count declining modestly as buyback pace accelerates ($325M in H1 FY26 alone vs $300M for all of FY25).

Acceleration / Deceleration Analysis
Signal Detail Direction
Revenue Growth (Annual) +18.0% (FY23) to +10.9% (FY24) to +9.8% (FY25) -- steady fade Decelerating
Revenue Growth (Quarterly) CQ3 25: +9.0% then CQ4 25: +11.0% -- re-accelerating on masks Accelerating
Gross Margin Expansion Non-GAAP GM from 55.8% trough to 62.3% all-time high; +650 bps in 10 Qs Accelerating
GM YoY Expansion Pace YoY GM expansion slowing: +220 bps (FQ1 26) to +100 bps (FQ2 26) Slowing
Operating Margin Non-GAAP op margin 36.3% -- new record; +530 bps from FY23 trough Accelerating
Non-GAAP EPS Growth +23.7% (FY25); FQ2 26 vs FQ2 25: +15.6%; accelerating trajectory Accelerating
FCF Generation $216M (FY22) to $1,792M LTM; >100% NI conversion; 5.5% yield Accelerating
SaaS Growth +24.2% (FY23) to +9.8% (FY25) to +5.9%/+6.5% recent Qs Decelerating
Masks Growth +16.3% in CQ4 25 -- strongest quarter in recent history Accelerating
Capital Return Buyback accelerating: $325M in H1 FY26 vs $300M all FY25; share count declining Accelerating

Penalty / Modifier Assessment
Factor Impact Detail
Philips recall normalization -0.50 FY23 device growth of +21.6% was unsustainably high from Philips recall. Now normalizing to high-single-digits.
SaaS deceleration -0.50 SaaS segment growth fell from +17% (FY24) to +6% recently. Senior living headwinds are real. ~15% of revenue.
Revenue approaching single digits -0.50 Total revenue growth trending toward high-single-digits. Adequate but not exceptional for ~20x fwd P/E.
Gross margin expansion excellence +0.50 +650 bps Non-GAAP GM expansion to all-time high 62.3%. Supply chain wins, favorable mix, manufacturing efficiencies.
FCF inflection +0.50 FCF went from $216M to $1.8B in 4 years. Conversion >100% of net income. Best-in-class.
EPS growth acceleration +0.50 Non-GAAP EPS growing 15-24% on operating leverage, despite single-digit revenue growth. Powerful compounding.
Final Score: 7.5 / 10. A company with moderating top-line growth but exceptional margin expansion driving strong EPS and FCF growth. Revenue deceleration is real (Philips recall benefit fading, SaaS headwinds) but offset by best-in-class operating leverage. GLP-1 narrative has flipped to a tailwind. Masks remain a durable double-digit grower. The key risk is whether margins can continue expanding from already-elevated levels (62%+ gross, 36%+ operating) to sustain the EPS growth rate as revenue growth settles into the high-single-digit range.

Transcript Context (FY2025 through FY2026)
GLP-1 Impact (Positive Tailwind): Tracking 1.95M+ patients in claims data. Patients with CPAP + GLP-1 scripts are 10-11% MORE likely to start CPAP therapy and stay on it longer. Three years of data confirm this is definitively a tailwind, not a headwind. GLP-1 oral formulations bringing even more patients into the funnel. Big pharma DTC advertising raises sleep apnea awareness broadly.
Philips Return Risk: Philips return to the U.S. device market remains uncertain. Where Philips has re-entered internationally, ResMed has maintained share. The competitive moat (ecosystem, myAir platform, mask innovation) is strong. Analysts flag this as a frequent question, but execution data supports durable share retention.
SaaS Challenges: Senior living and long-term care verticals face headwinds. Management is doing "portfolio management" (exiting lower-margin services businesses) and expects reacceleration to high single-digit growth by back half of FY26.
Device Growth Outlook: PCP channel investments showing early returns. U.S. device growth at 8-11% is running above the mid-single-digit market growth rate. Management says they can "systematically move up 25-50-100 bps" over time.
Tariff Risk: Products treat chronic respiratory disabilities and have been subject to "global tariff relief for decades." Management confident this will continue.
Daloopa (company_id: 549) and RMD earnings call transcripts (FY2025 through FY2026)